Remember back in 2008 how the
From the article by Clea Benson:
Let's stress this one more time. Discrimination in its broadest sense is a positive behavior on the part of a bank. If a bank didn't discriminate between borrowers, then it would give a loan to anyone and huge losses
would result. It's like if you're at the grocery store picking between two apples. If one is rotten and the other is without blemish, then you pick the good one. That's discrimination.